PayNaira Technologies powers seamless payments, digital wallets, and financial infrastructure for individuals and businesses across Nigeria.
Send money to any bank account or PayNaira wallet in under 3 seconds. 24/7, 365 days — even on public holidays.
256-bit end-to-end encryption, biometric auth, and real-time fraud detection. Your money is always safe.
Earn up to 14% per annum on your savings with flexible lock-in periods. Your money should work for you.
Integrate PayNaira into your app or website with our REST API. Full documentation and sandbox included.
Real-time analytics, bulk payments, payroll processing, and financial reports for growing businesses.
Receive USD, GBP, EUR, and CAD from diaspora at the best rates. No hidden fees. Ever.
Sign up with your phone number and BVN. Takes less than 2 minutes.
Quick KYC with your NIN or passport. Instantly approved.
Top up via bank transfer, card, or USSD. Instantly credited.
Send, receive, pay bills, and grow your money. Enjoy.
